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Understanding Insurance
Types of Insurance
There are two types of insurance: Term and Permanent.
Term Insurance expires after a determined period of time.
Permanent insurance never expires.
How Do Living Benefits Work?
The insurance company will send you 80% of the death benefits to Any policyholder while they are alive if they have one of the illnesses below:
- Critical Injury
- Critical illness
- Chronic illness
- Terminal illness
Example: If you have a death benefit of $100,000.00, you will receive $80,000.00 while you alive.
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